Senior benefits, simplified

The senior benefits
you've been missing.

Find federal, state and local benefit programs you — or a parent you're helping — qualify for in about five minutes. Free, source-cited from .gov pages. Sign up for a full month of the paid agent — saved results, renewal reminders, benefit-application tracking — with no card on file.

  • ~5 minutes
  • .gov sourced
  • Free, always

Want to save results, compare counties, and track benefit applications? See plans — from $9.99/month.

Sample result · 1 of 4

Likely qualifies

Medicare Savings Program (QMB)

Federal · CMS

Estimated value
$2,148/yr
Confidence
92%

Why you qualify

Income under 100% of the federal poverty line for a single household, and enrolled in Medicare Part A.

medicare.gov · Last verified May 8Apply →

594

Federal and state programs verified

More added as rules are encoded

$3,400

Average yearly value pilot users had been missing

May 2026 pilot

<5 min

Median time to results

No signup until you save

How it works

Three steps. About five minutes. No signup until you save.

Built around a deterministic rule engine, not a chatbot. The result is a clear, source-cited map of benefits to act on.

01

Share a few details

Age, ZIP, income range, household size, and a few yes/no questions. No SSN, no birth date, no medical diagnoses.

02

594 programs are checked

A deterministic rule engine compares your profile against eligibility rules pulled from .gov sources. The actual rule that matched is shown. More programs are added as their rules are encoded and verified.

03

Get a benefit map

See programs you likely qualify for now, programs you'll qualify for as you age, dollar value estimates, and where to apply.

Programs covered

594 benefit programs, hand-verified.

Every program here was researched from its official .gov source and encoded into the rule engine. More are added as their eligibility rules are coded and verified.

Explore:

Choose a category above, or pick your state, to see the 594 programs in the catalog. Eligibility for every program is decided by deterministic rules tied to its .gov source.

Beyond the check

Your benefits agent, not just a one-time check.

The free eligibility check tells you what you (or someone you're helping) qualify for today. A paid plan keeps watch — saves what you found, tracks every benefit application from filed to renewal, and emails a reminder 60 / 30 / 7 days before each recertification deadline. Built for the adult child managing a parent's benefits as much as for someone running their own check.

What-if comparisons

See how your benefits shift if you move to a different county, age into Medicare, or your income changes — without re-doing the whole check.

Benefit application tracker + renewal alerts

Status board for every benefit applied for, plus email reminders 60 / 30 / 7 days before each recertification deadline. The #1 reason seniors lose Medi-Cal is a missed renewal — and for the adult child managing a parent's benefits, that's the headline reason the paid plan exists.

Document vault

Encrypted storage for the IDs, award letters, and proof of income each agency keeps asking for. Tag each file to the specific benefit and the specific person it belongs to.

Multi-profile + family seats

Personal covers two profiles — you and a parent. Family adds five profiles and three shared seats so siblings can coordinate on the same parent's benefits without stepping on each other.

Trust model

Rules decide eligibility. AI only writes the explanation.

Most AI eligibility tools let a chatbot decide whether you qualify — that's how you end up with hallucinated programs and made-up income limits. This is built differently.

Read the full methodology
Layer 1

Deterministic rule engine

  • Hand-coded rules per program
  • Linked to specific .gov source URLs
  • Versioned in a public Git repository
  • Unit-tested against real profiles
Layer 2

Plain-English narrator

  • Used only to translate, never to decide
  • Cannot invent program names or URLs
  • Cannot change a qualification status
  • Output checked against the rule engine

Privacy first

What this site will never ask for.

California has the strictest consumer privacy law in the country — CCPA/CPRA — and this site follows it from day one. Your information is never sold, shared, or rented.

  • Your exact date of birth (age range only)
  • Specific medical conditions or diagnoses
  • Exact dollar values of your assets
  • A phone number, unless you ask for a call
  • Anything sold to insurance brokers

FAQ

Common questions, answered.

Is the eligibility check really free?
Yes. The eligibility check and full results are free for everyone, no signup or card on file. A paid plan ($9.99/month and up) adds ongoing tools — a dashboard, what-if county comparisons, benefit-application tracking, document vault — but the check itself stays free forever.
How is eligibility determined?
By deterministic rules — code that compares your profile against eligibility criteria pulled from official .gov sources. AI is only used to translate the legalese into plain English. The AI never decides whether you qualify.
Will my information be sold to insurance brokers or marketers?
No. DiscoverSeniorBenefits is not a Medicare insurance broker or lead-generator. Your data is not sold, rented, or shared with marketers, ever.
What information is collected?
Age, ZIP, income range, household size, marital status, and a few yes/no questions. Social Security numbers, exact dates of birth, and specific medical conditions are never requested.
How current are the program rules?
Each program is verified against its official source at least quarterly. A 'last verified' date appears on every program in your results so you can see exactly how fresh the rule check is.
What if my situation is complicated?
Medicaid spend-down planning, estate decisions, and long-term care strategy need an elder-law attorney or a HICAP counselor. This site is a directory, not legal or financial advice.
Which states are covered?
California, Florida, and Kentucky today, with more states being added as their program rules are encoded and verified. Federal programs are evaluated for everyone, regardless of state.

Have a question that isn't here? support@pursova.com

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Get notified when new programs are added.

A short, occasional update when a new program goes live or when an important rule changes. No spam, unsubscribe anytime.

Ready when you are

Most people are missing at least one program worth $1,000+ a year.

Five minutes. No signup. Free. Find out which ones apply to you — or to a parent you're helping.

Already convinced? See plans — from $9.99/month.