The benefits you're missing, and what they're worth.
See which federal, state, and county benefits you — a parent or someone you're helping — may qualify for, with a dollar estimate for each. Free, about five minutes. Every result links to the official source it came from, with the date it was last verified.
Not ready for the full check? Get a 1-minute estimate →
- ~5 minutes
- .gov sourced
- Free, always
- Federal, state, and county
A private educational tool, not a government agency. The responsible agency makes every final eligibility decision.
Example — what a benefits check returns:
Sample result
Not your data — example output from a benefits check
23 programs checked · 6 look like a potential fit
Worth roughly $8,100–$11,400 a year
Match 1 of 6
Likely qualifiesMedicare Savings Program (QMB)
Federal · CMS
Adds about $185 back to your Social Security check every month, and covers Medicare deductibles and copays.
Estimated value · $2,220/year
What to do
- Gather your Medicare card and proof of income
- Apply through your county's Medicaid office
How it works
Three steps. About five minutes.
Built around a deterministic rule engine, not a chatbot. The result is a clear, source-cited map of benefits to act on.
Share a few details
Age, ZIP, income range, household size, and a few yes/no questions. No SSN, no birth date, no medical diagnoses.
8,763 programs are checked
A deterministic rule engine compares your answers against eligibility rules pulled from .gov sources. The actual rule that matched is shown.
Get a benefit map
See programs you likely qualify for now, programs you'll qualify for as you age, dollar value estimates, and where to apply.
Included with your results
Every likely program comes with what to say when you call.
Calling a government office is the step most people put off. So each program you likely qualify for includes a short phone script, written around the answers you gave in your check — ready to read aloud, word for word.
Personalized from your answers. The tags under each script name the exact answers used — your county, your age, the boxes you checked. They come straight from your check, not from AI.
Never your name, email, or exact ZIP. Scripts use only the answers given in the check. A name, an email address, or an exact ZIP code is never part of one.
The rules still decide. The rule engine decides what you qualify for. The script only writes down what to say.
Sample script
Not your data — an example from a finished eligibility check
VA Health Care · Federal · VA
Likely qualifiesWhat to say when you call
“Hi, I'm calling to enroll in VA Health Care. I'm a veteran who served during a wartime period, and I have a 70 percent service-connected disability rating. I live in Riverside County, California. What's the best next step to complete my application?”
Where it works
Rules written for every county in twenty-one states.
Your county's aging agency, hospital programs, transit help, and local aid — not a directory guess that mixes up neighboring cities. Federal programs are checked for everyone, in every state.
Covered today
21 states, every county in each — 1,780 counties in all.
- Arizona15
- California58
- Florida67
- Georgia159
- Illinois102
- Indiana92
- Kentucky120
- Maryland24
- Massachusetts14
- Michigan83
- Missouri115
- New Jersey21
- New York62
- North Carolina100
- Ohio88
- Pennsylvania67
- Tennessee95
- Texas254
- Virginia133
- Washington39
- Wisconsin72
Number = counties covered · Federal programs apply in every state
1,780 counties across 21 states, with more added as their rules are encoded and verified.
Why the answers can be trusted
Rules decide eligibility. AI only writes the explanation.
Most AI eligibility tools let a chatbot decide whether you qualify — that's how you end up with hallucinated programs and made-up income limits. Here the decision is made by code tied to .gov sources, and AI only translates the result into plain English.
Decided by rules · no AI
- 1
Your answers
Age, ZIP, income range, household size, and a few yes/no questions.
- 2
Rules check each program
Code compares your answers to each program's rules, copied by hand from its .gov page.
- 3
Your matches
Each match shows the rule that applied, the official source, and the date it was last verified.
Written by AI
Plain-English explanation
AI turns the legal wording into plain English. It cannot add a program, change a result, or invent a number.
See what happens if they move
Thinking about moving a parent closer? Compare any two covered counties — even across state lines — and see which benefits a household would gain or lose, with a dollar estimate. No other benefits site does this.
Compare countiesCited and dated, every program
Every program links to the official source it came from and shows the date it was last verified — so you can see exactly where a rule or dollar figure comes from before you call an agency. Rules are hand-coded per program, pinned to specific .gov pages, versioned in Git, and re-checked at least quarterly.
Read the full methodologyPrograms covered
8,763 benefit programs, hand-verified.
Every program here was researched from its official .gov source and encoded into the rule engine. More are added as their eligibility rules are coded and verified.
Choose a category above, or pick your state, to see the 8,763 programs in the catalog. Eligibility for every program is decided by deterministic rules tied to its .gov source.
Privacy first
What this site will never ask for.
California has the strictest consumer privacy law in the country — CCPA/CPRA — and this site follows it from day one. Your information is never sold, shared, or rented.
- Your exact date of birth (age range only)
- Specific medical conditions or diagnoses
- Exact dollar values of your assets
- A phone number, unless you ask for a call
- Anything sold to insurance brokers
FAQ
Common questions, answered.
Is the eligibility check really free?
How is eligibility determined?
Will my information be sold to insurance brokers or marketers?
What information is collected?
Which states are covered?
More answers — the phone script, how often rules are re-checked, what to do after a denial — live in the Help center. Anything else: support@discoverseniorbenefits.com
Ready when you are
Most people are missing at least one program worth $1,000+ a year.
Five minutes. Free. Find out which ones apply to you — or to a parent you're helping.